Cookie Policy

Understanding how we use tracking technologies to enhance your experience with SmartCognit's activity-based budgeting platform

Last updated: March 15, 2025

What Are Cookies and Tracking Technologies

When you visit smartcognit.com, small text files called cookies are stored on your device. Think of them as digital bookmarks that help our platform remember your preferences and provide a smoother experience as you explore activity-based budgeting solutions.

These technologies work behind the scenes to remember whether you prefer dark mode, which educational modules you've viewed, and how you navigate through our budgeting tutorials. We also use similar technologies like web beacons and local storage to enhance functionality and understand how our platform serves your financial learning needs.

Types of Tracking We Use

SmartCognit employs different categories of tracking technologies, each serving specific purposes to improve your experience with our financial education platform.

Essential Cookies

These keep our platform functional. They remember your login status, language preferences, and ensure secure access to your budgeting worksheets and progress tracking.

Functional Cookies

These remember your choices like preferred calculator settings, tutorial completion status, and customized dashboard layouts for activity-based budgeting tools.

Analytics Cookies

We track which educational resources are most helpful, how long visitors spend on budgeting tutorials, and which tools are used most frequently to improve our offerings.

Marketing Cookies

These help us show relevant educational content about financial planning and budgeting techniques based on your interests and previous interactions with our platform.

How Tracking Enhances Your Experience

Our tracking technologies create a more personalized and efficient learning environment for financial education.

Personalized Learning Paths

We track your progress through budgeting modules to suggest relevant next steps and skip content you've already mastered.

Saved Preferences

Your calculator settings, preferred currency formats, and dashboard configurations are remembered across sessions.

Content Optimization

We analyze which educational materials are most effective to continuously improve our activity-based budgeting curriculum.

Technical Performance

Tracking helps us identify and resolve technical issues, ensuring our budgeting tools and calculators work smoothly for all users.

Managing Your Cookie Preferences

You have complete control over how cookies are used on your device. Most web browsers allow you to manage these settings, though disabling certain cookies may limit some platform functionality.

Google Chrome

Settings → Privacy and Security → Cookies and other site data → Choose your preferred level of cookie blocking

Mozilla Firefox

Preferences → Privacy & Security → Enhanced Tracking Protection → Select Standard, Strict, or Custom settings

Safari

Preferences → Privacy → Block all cookies or choose selective blocking options for cross-site tracking

Microsoft Edge

Settings → Cookies and site permissions → Manage and delete cookies and site data → Configure blocking levels

Data Retention and Your Rights

We retain cookie data for varying periods depending on the type and purpose. Essential cookies remain active during your session, while analytics data may be stored for up to 24 months to identify long-term learning patterns and platform improvements.

You can request information about the specific data we've collected about your SmartCognit usage, ask for corrections to any stored preferences, or request deletion of your tracking data. We also provide options to export your learning progress and budgeting templates before removing your data.

For users in the European Union, you have additional rights under GDPR including data portability and the right to object to processing. We process this data based on legitimate interests in improving financial education delivery and platform functionality.

Questions About Our Cookie Policy?

If you need clarification about how we use tracking technologies or want to exercise your data rights, our team is ready to help you understand and control your privacy settings.